Here in austria free, yearly "health checkups" are offered to you by every doctor. Meaning, when you go there because of a cold, he will tell you that you ought to do a checkup every year, which include blood tests, psychological screening for alcoholism and other individualized tests like prostate cancer for men.
It's just convenient to use the system. I even had multiple MRIs and dozens of XRays after minor sport injuries just to be sure.
I'm not sure where to draw the line, though. How do you determine when "just in case" costs too much?
Remember, all Austrians paid for your mris and X-rays. I don't doubt it was worth it this specific case, but aren't the incentives wrong?
Sorry, but this is hard to believe. The use of XRays for minor injuries is not standard anymore. Not only for cost reasons, but also for the still unclear situation about increased cancer risk due to xrays.
Mass screening of healthy men for prostate cancer is probably more harmful than helpful.
About U.S. what saddens me is the natural reflex toward individualism and self responsibility being a better moral value than mutualized health as in France. I wish they could have a more balanced POV on things.
Can you expand on this? I don't know where I could take my money and receive better medical care than someone totally indigent. If anything, the experience as a poor person is better: my friend has had a kid and two major surgeries in the past year, plus regular checkups, and has paid nothing as she is on Medicaid. I see the exact same doctors, but I get a flurry of bills that come months after my visit, multiple bills for the same thing, and have to evaluate what's legitimate or if I need to argue and I end up spending a lot of money out of pocket due to the craze for high-deductible health plans - even though my premium is over 20k/year and I am still paying taxes to support Medicaid and Medicare!
I mean, I guess the ultra-rich can buy their own doctors, or visit special superstar doctors, but I feel like that's probably universally true. But my feeling in the US if that if you qualify for Medicaid, you are actually better off than someone in the middle class - for example, I broke a bone early this year and I didn't bother going to the doctor because I didn't want to spend hundreds of dollars for something medical care couldn't do much about anyway - but if I had Medicaid, I could just go and not worry.
On the subject of the ACA, the best thing it did was expand Medicaid eligibility, though unfortunately due to the Supreme Court decision some states were able to refuse the expansion. I'm not really convinced the rest of the bill really advanced us much in the right direction. If only one of the carriers on the exchange was a public option...
Can you expand on this?
I've heard many critics of Obamacare (that say it doesn't actually work that well in reality), and in general, it seems that it was only tackling a part of the problem. In Europe, you usually have a single payer, single buyer and single executor (or at least each of those is very regulated, so there's less chance for exploitative monopolistic behaviour than in the US).
The best way to move ACA in a progressive direction would be to have a large public player in both insurance and as a provider.
1) Too many young people didn't insure themselves meaning that the relatively low cost of having them as insured couldn't be used to balance out the higher cost needed for later on in life. This was putting the primary burden of the cost on the older generations.
By forcing everyone to pay the idea was that you could even out the cost.
2) Pre-existing conditions. I.e. the insurance agencies wouldn't cover you if you came into their plan with an existing condition. To give you an example of that from real life.
I had a stage 1 melanoma. They tried to excise it but didn't get everything out and I had to get more complicated operation.
My insurance wouldn't cover it because they claimed I had that coming into the system. I later convinced them otherwise but until that happened the only thing my doctor could offer me was to monitor my melanoma for the year I had to wait until they would cover me again. Imagine that.
Diet has a lot more to to about that than medical care.
The Affordable Care Act was not proposed as some "left", "socialist" initiative. Mainstream America as a whole -- including the "conservative" side, business, etc. -- was clamoring for some sort of effective control on health care costs.
Then, the Republicans made it a political issues. They "lost", and they weren't having any. All their rhetoric and obstruction, not of a "liberal", spendthrift proposal, but of a middle of the road plan that would provide, per their worry, a perceived "win" to the "other side."
Once the ACA was passed -- in its further compromised form -- they did their best to kill it via the budget process / spending, which is a separate activity under control of the legislature (House and Senate). Facets written into the law, such as adjustments to control insurance losses during an initial, transitory period (the demographics and so costs of the newly enrolled not being known in advance), simply were not funded.
That America doesn't have fair, cost-effective, productivity enhancing health care, is a function of political self-interest. And, in a Democracy, said politics are tied back to the electorate, however imperfectly.
Republicans lied about health insurance. People bought the lie. Now we are living it -- ever more.
P.S. Not to mention, blocking actual cost-controlling measures at every chance.
By the way, for all the complaint by insurers about their "losing money" on the ACA, as I understand it, they've seen significant savings due to the ACA in their traditional, employer group plans. Are those mentioned and factored into the rhetoric about the ACA?
Health care in the U.S. is indeed in crisis. At this point, it comes down to a simple trope: If you're not part of the solution, you're part of the problem.
The ACA bashing pols are simply part of the problem. Witness their inability to offer up an alternative of any substance.
P.P.S. In other words, I don't give a flying f-ck whether you are "left" or "right". You make progress towards solving the problem, or you don't.
And, I see it both as a economic and structural problem, and as a moral problem. A "moral" Right that is content to leave its fellow citizens suffering when resources and remedy are at hand (and this country can certainly afford them, in the dollar amounts estimated, if it makes the decision to), is not moral. It is merely hypocritical -- at best. I might contemplate using the word "evil".
I was staying in a remote house, miles from the nearest village, an hour from the nearest hospital. After about four days of continuous vomiting in 40 degree heat I caved and called a doctor, in the hope of getting a prescription for antiemetics over the phone. It's Sunday. I figure it's a long shot but can't hurt.
Well, I call and she says "sorry, can't give you a prescription over the phone - but the doctor will be with you in ten minutes". I was sat there expecting a call back when the doctor shows up at my house. Checks me over, says I need IV fluids pronto, do you want an ambulance for €20 or do you want to get yourself there.
Wife gives me a ride to the hospital an hour away. The place has recently undergone big budget cuts so they've mothballed a big chunk of it, and it looked a bit sad, but inside everything was new and clean, and I'm seen within a few minutes of arriving. By a consultant surgeon who was called in to arrive a few minutes before me. I'm given fluids, blood tests, a CT and an MRI, and about six hours later an functioning again, and they're saying I can stay or leave, my choice, and here's a folder of information for you to follow up on back home.
All of this cost less than €60, and I honestly felt like I had all of France mustered and rallied to my care.
I had a similar experience earlier this year in the U.K., and the contrast was significant - in the U.K. one feels like an irritation and an inconvenience. "Bloody hell, what's a patient doing here? This is a hospital!". I still got decent treatment, of course, but it was all with a grumbling, discontented overtone - and despite it being a new (15 yr) old hospital, unbelievable amounts of equipment didn't work. There was a diabetic guy on a sugar monitor/drip on my ward that kept crashing - so their solution was to have him wake up and reboot it every 20 minutes so he didn't die. They didn't have another one available.
It's just astonishing to see how two supposedly similar socialised healthcare systems can end up so very different in their output.
British people have both a strong sentimental attachment to the NHS and a strong aversion to taxation. They're willing to overlook the flaws of the service if it means they don't have to pay more for it. I can't say it's an unreasonable position.
So they have socialised health care and they also fund it very generously.
https://en.wikipedia.org/wiki/World_Health_Organization_rank...
There's a lot of talk about privatisation of the NHS, but personally I'm really not ideologically attached to the idea of a state-owned health service provided coverage is still universal and free at the point of use.
I agree that there are severe problems with the Welsh NHS.
Infact most of the NHS is being deliberately underfunded. Its partly what the junior doctor strikes about.
- Severe diarrhea accompanied with excruciating abdominal cramps (hot knife w/ twisting, etc)
- Call ambulance. Taken to Saint-Anne within 15 minutes.
- Given IV fluids, pain-killers and anti-spasmatics
- Released one hour later; was able to walk home (I live near Denfert-Rochereau)
- Total time in care: 2 hours. Total bill: 0 (after reimbursements).
Say what you will about France, but they care for their own.
For details on the French system see The Healing of America by T.R. Reid. It also covers the U.K. and several other countries.
I'm 50. I remember what London was like way before Labour first got into power.
Lets look at today. Immigration is way out of control. London has probably 10 million people? It's busting at the seams.
I even travel to the south near the beach. Waiting for a doctor there? Sometimes up to a month.
I can remember when I would call a doctor and be seen the next day. Not any more.
The reason for the attitude is that doctors and nurses are at breaking point. I'm sorry if the down voters don't like hearing this but it's true.
Incidentally I voted to leave. But I think it's too late. We should have left before Labour got into power with Tony Blair. Like the Democrats in the US, they wanted immigrants from all over to change the political landscape and keep them in power. Regardless of native population.
There are a number of problems with this statement.
First, immigrants are overwhelmingly young and healthy. They are overwhelmingly in work (and therefore paying National insurance....)
So, to answer your questions directly:
1) you can't get an appointment because GPs are either going bankrupt, or retiring faster than they can be replaced.
2) Baby boomers are all starting to succumb to chronic problems like diabetes, cancer, dementia etc. This costs a very large amount.
3) Diabetes costs 20% of the total NHS budget[1].
3) Social care budgets have been slashed, which means that old people come in to hospital for X, go home too early and with no support and come back with either a compound fracture or pneumonia.
4) The increase in NHS demand is 4% annually.
5) the "funding increase" comes from the cut in community & social care.
6) the degradation is entirely down to the lack of funding since 2010
[1]http://www.nhs.uk/news/2012/04april/Pages/nhs-diabetes-costs...
I'm not even going to venture to disagree with you, I'll just provide those facts.
We simply don't spend enough on healthcare. We have an ageing population with increasing medical needs, but our spending hasn't increased commensurately. As more people reach retirement age, the ratio of workers to pensioners falls. We don't want to pay more in tax, so inevitably we'll end up spreading our resources more thinly.
You're being downvoted to unreadability anyway, but I feel I should clarify this just for the sake of people who are unaware of it: immigrants to the UK don't get a vote in parliamentary elections and therefore Blair's Labour could bring in the entire population of Asia, he still wouldn't have got a single vote out of them.
And he couldn't have just given them all British citizenship either: in general one needs to have residence before being elligible for citizenship.
Residency is obtained automatically after five years of living in the UK (if you can prove it anyway). Parliamentary elections happen every four years. We now have a Tory government, the second after ten ish years of Labour. Clearly, if Blair had a cunning plan it wasn't cunning enough.
And even if the numbers don't move you, think of it this way: if immigrants had any say in the governing of the UK, the country would not have just jumped off a cliff with a weight tied around its neck (a.k.a. Brexit).
It highlights a core difference between one of the two most "advanced" places in the western world.
For us Europeans, we don't even think that free healthcare, free education ( university included ) , and free state support when things go wrong is a right.
It is a as essential as a core human function as breathing and blinking. We don't notice it, it's just there.
And most of us are more than happy to pay higher taxes in order for us ( or our fellow citizens ) to enjoy these.
Granted , our taxes could be better managed, institutions could be more efficient, and governments less corrupt. But until someone shows us - with long term data backing up these claims - that there is a better alternative , we will keep giggling .
You can even put a market spin on it: None of the risks involved in starting a small business in Australia have to do with health care for myself, or for people who might consider joining my small business as employees.
I've never felt as if I'm giving up autonomy or surrendering to the yoke of the state or whatever. Public universal health care gives me freedom. From and for so many things.
Though you may have heard politicians in the USA profess their love of small business, in general, their actions are contrary to it. Both parties regularly do things which are good for big business, but which do hardly anything to 1. reduce the tax burden on small businesses, 2. reduce the paperwork/bureaucracy burden on small businesses, 3. make it easier for a larger percentage of society to engage in the creation of new businesses. Even though ACA (Obamacare) has been somewhat of a step in the right direction, it's still the case that if you want _good_ insurance, you better be part of a group healthcare plan (i.e. not an individual plan.)
Note: that person may be you, depending on taxation
Many people in the UK fear for the life expectancy of the NHS. It's featured in the media very often. Ditto welfare benefits.
We pay for dental care and prescriptions. Hospitals and health centre are closing left, right and centre. Benefits are being slashed in cruel ways. Many have private health care through their employers. Kids are leaving University with £40,000+ loans now.
:(
Just a few examples:
- https://www.theguardian.com/society/2016/oct/15/bma-theresa-...
- http://www.huffingtonpost.co.uk/dr-zoe-norris/nhs-cameron-hu...
- http://www.thetimes.co.uk/tto/health/news/article4713380.ece
- https://www.ft.com/content/35a3e764-705a-11e6-a0c9-1365ce54b... (or without paywall: https://www.theguardian.com/society/2016/aug/31/bma-announce...)
Other articles were written by doctors in the NHS, what they had to say didn't sound good at all. But the problem is that the government wants to abolish the "socialized" system and mishandles it (deliberately, as many article writers claim).
keep in mind that this is not a given in all EU countries. In the UK (still an EU country, though not for long) one has to either get a student loan from the British state, or cover their own tuition fees.
I once chatted with a US girl thinking about going to college, IIRC one year there was almost the price a full fledged private school 5 year cursus. We both went silent for a minute.
La Fac is one of the worst places to get an education though.
While it is true that there are some very bad Facs and cursuses, dissing 'La fac' altogether seems a bit harsh
> an American might assume. I pay an annual income tax of
> about 23%.
How comes this number is that low? Tax revenue in France account for about 48% of the country's GDP[1].
I'm living in Belgium, and my payroll tax is already higher than these 23%.
--
[1] https://en.wikipedia.org/wiki/List_of_countries_by_tax_reven...
[1] https://fr.wikipedia.org/wiki/Bar%C3%A8mes_de_l'imp%C3%B4t_s...
Some other taxes go to fund the medical system (e.g. Forfait social, Taxe sur les salaires, TVA on drugs), but as far as I know those two are the main ones.
Long story short: the level of care is fantastic but it costs the country a fortune and there's huge waste within the system (seen it first hand). Note too: most French also pay for private health insurance to augment the default level of state care (for things like dentistry work, optician etc.).
So it ain't cheap but if I had a serious condition there's no place in Europe I'd rather be to have it treated.
A low income person in the US can pay effectively 0%. Your percentage in most countries depends heavily on how much you make.
http://kff.org/health-costs/issue-brief/snapshots-health-car...
And yet the US has lower life expectancy than those countries:
https://en.wikipedia.org/wiki/List_of_countries_by_life_expe...
An example of how much money is in the system: I was talking to a nurse in the US whose adult son had a series of mental illnesses. She was going to see a specialist neurologist about one of them. "Why not ask him about all of them?", asks I. Turns out that in the US, it's quite common for specialists to specialise into a single syndrome, and will happily reject similar things in their field that aren't their specialty. I was horrified - here are people that take a decade and a half of training, all to become a glorified lookup table. I used to work in a neuro lab myself, and while I could see a motor neuron specialist perhaps referring on a brain problem to someone more suitable, the idea that any of the doctors would only take patients with a single, prediagnosed syndrome... was just alien.
But in the US you can do that, and get ridiculous amounts of money for it.
Its harder to make health care cheaper because of the salaries, drug cost, hospital costs, etc.
A lot of those things are expensive because of education costs, housing cost, etc. And don't forget the lawyer happy culture that raises costs too.
Then once you fix that, you have to take into account the added cost of the current poor demographic, illegal immigration, etc.
Then when you fix that...etc etc etc.
Its a very complicated net of problems. Its not as simple as "LOL wave a wand and make it free".
It's made worse in that you have to kick down some people a few notches to have similar taxes (upper middle class would get taxed way more) combined with how a lot of people moved to the US because they did better $$ money with low taxes, and you'll have a lot of pissed off people.
Yes, all that needs to happen eventually, but it's very painful to actually do.
If an MD cost zero to get, doctors would still be paid well, but not crazy well.
Sure, but the French social security system (la secu) is completely bankrupt and survives only because France continues growing its national debt. NO matter how you look at it, all these health systems are not sustainable anywhere on Earth.
*even Ayn Rand allegedly made use of the "social benefits" when the shit hit the fan and it's perfectly alright (https://www.quora.com/Did-Ayn-Rand-really-accept-Social-Secu...)
US health system needs competition more than socialism [1].
[1] https://mises.org/blog/lack-epipen-competitors-fdas-fault
EDIT: A really good comment from link above.
Mark S - https://mises.org/blog/lack-epipen-competitors-fdas-fault#co...
The culprit in virtually all health care or drug price gouging outrages is insurance and "free" taxpayer money. Americans want someone else to pay for their health care -- the insurance pool, Medicare, Medicaid, the VA, the hospital (if they are indigent). Drug makers know that someone else (not the patient) is paying for the drug, that payee has no economic incentive to minimize costs, and so drug makers do not care or have an economic incentive to control their costs or limit their prices. Somebody else is paying, so who care what the drug costs. Insurance companies pass costs along in the form of escalating premiums, so they have no incentive to control costs (especially in the Obamacare environment where health insurance providers are exiting the market leaving the remaining firms with a monopoly); giverment health programs have virtually unlimited access to taxpayer money (and, in the end, money printed by the Fed), so they have no incentive to control costs; health care providers also know that the patient is not paying the bill, so they have no incentive to prescribe or investigate more afforadable alternatives.
People never ask "So, what does this drug/treatment cost?" but rather "Do you accept my insurance?"
The US has a gigantic "socialized" spending on that compared to everyone else. It's just that it's rather focused on one single thing. You can even hear politicians promise to spend even more taxpayer money on it.
But it is. Insurance works by pooling money from a group of people where only few are going to use it.
>People never ask "So, what does this drug/treatment cost?" but rather "Do you accept my insurance?"
Which makes sense, as survival and physical and mental well-being are humans primary needs.
It's interesting that my comment is somehow controversial, because it's been down to -2, is now back to -1. I wonder whether they are objecting to my calling "universal healthcare funded by taxes on the general populace" socialism, or whether they are objecting to the claim that the USA populace would ever accept a socialist policy.
Indeed, while I've been editing this comment it's gone back down to -2. Interesting to watch, and I really do wonder what it is that's provoking people into downvoting it.
... and now back to -1. Fascinating!
https://en.wikipedia.org/wiki/List_of_countries_by_military_...
...but maybe that doesn't count as "socialism" because most of the profits ends up in the hands of private companies?
No, its much higher than 23% as claimed by the author. At least in the 30 or 40% depends on your level of income. Its also fair to say that there is a large amount of households in France that pay no taxes at all.
It should be specified that this is because the French tax code provides exemptions to people making less than I-forget-how-much per year.
If you're living paycheck to paycheck, that's 20% tax on your income. If you're a multi-millionaire, I doubt you're spending too much on groceries for the VAT to matter.
https://en.wikipedia.org/wiki/List_of_countries_by_tax_reven...
In the US, that's 26.9%. In France it's much higher, at 47.9%.
The difference of course is I'm not paying for a bunch of cowboys who invade other countries at the drop of a hat
I don't know, altogether how much taxes we pay. It varies depending your salary, your job or location (farmers have a different healthcare for exemple). Including everything, If i remember well, an employee cost twice his salary to the employer. A salaire net is something like 2/3 of the salaire brut. Income taxes depends of your income. In comparison with european countries, I think that it's mainly the employer part of taxes that are high.
There is little evaluation of physicians so picking a hospital is very much a lottery, unless you know insiders who will tell you where to go and not to go.
The system runs a massive financial deficit.
It is run in an administrative way which creates odds behaviors. For instance department allowances based on % of occupation of hospital beds, which lead them to keep people overnight unnecessarily to preserve their budgets.
The system is very liberal in term of allowing you to see specialists. That's great in certain ways. The UK suffers from the opposite, where generalists' job seem to be to prevent people from seeing a specialist. But it is also a paradise for hypochondriac patients who will do dozens of useless exams subsidised by the tax payer.
Like many centralised etatic system (and particularly in France), friends in the right places, political affiliation and freemasonry are more important drivers for a career than medecine.
There are always variations, obviously but in general we have pretty good doctors AFAIK. If anything we don't have enough of them. I'm not sure how it relates to the article though, would a more liberal system improve the average quality of hospitals? Are US hospitals and doctors offer better service that the french ones? I'm really asking, I honestly don't know about that.
>The system runs a massive financial deficit.
It's still pretty massive but it's steadily shrinking these past few years, although parts of it might be caused by degrading the service slightly.
The government plans for a balanced budget in 2017, although the opposition says it's not completely true: http://www.publicsenat.fr/lcp/politique/budget-securite-soci...
This article gives a good overview of the situation as far as I can tell: http://www.lemonde.fr/financement-de-la-sante/article/2016/0...
>Like many centralised etatic system (and particularly in France), friends in the right places, political affiliation and freemasonry are more important drivers for a career than medecine.
What does that even mean? You went full tinfoil here. Whose career are you talking about anyway? Do you have any source?
I am not sure it is a liberal vs non liberal. But doctors like any profession need to have a way to be evaluated. It is a fact that there are good, average and bad doctors (like any other profession). I understand that in the US, insurance companies play this role. They are maintaining detailed statistics of acceptable success rates and will apply pressure when they see physicians underperforming.
On careers, I come from a family of doctors, so it's rather a long succession of first hand anecdotes than articles. Careers in public hospitals are very much driven by these things at a more senior level. I'm afraid no tinfoil there.
French person here. Although the deficit of the healthcare system is often pointed at by the media, it is far from "massive". From [1] translated in English:
"This budget is in deficit, (...) but this deficit is far less than the budget of the State. In 2011, the deficit of the Social Security represented 2,66% of its total budget (11,7 / 440,8 billions €) compared to 45% for the State budget (92 / 200 billions €)."
I'm not saying that it's OK to have a deficit because the State deficit is bigger. But we should keep orders of magnitude in mind (the French budget would be in super-duper-massive deficit then?). Plus, as you can also see in [1], the deficit is shrinking since 2010 and getting close to zero.
Yes, there are some optimizations possible in the French Social Security. I can't find the source anymore but the cost of running the public Social Security is lower, in percentage, than French private healthcares (if my memory is right its 8% vs 25% of the total budget of each organization) It is not hard to imagine that economies of scale play a major impact for this.
[1] https://fr.wikipedia.org/wiki/Budget_de_la_S%C3%A9curit%C3%A...
Sometimes things cost money. I imagine that keeping the country healthy is a plus.
Not to say that making improvements isn't a bad idea, but a cost-centric view on things almost always ends in bad decision-making. Decisions based on revenue generation, instead of the "real" objective (keeping people healthy).
I think it's along the lines of "Why should I pay for someone else's healthcare?".
I've heard similar arguments from British people (I'm rather more socialist in my outlook than average, for a UK resident, I fear) and I don't really have an answer to that. Why indeed?
I'm probably conditioned to answer this with a "duh, because they're your fellow citizens". But I guess that's not everyone's cup of tea.
Do you really want people to actually DIE? I hope not and that you'll rather pay "for someone else's healthcare" than to see them suffer and if YOU are ever bad on your luck and need the help, I'll gladly pay for your healthcare if you need it, because I know that you paid into the system when you could and now we're just paying you back.
I am already paying taxes for a lot of things that I may not want to anyway, like overbudget defense spending, over the top salaries for MPs, failed research, government websites that cost way more than they should and other initiatives that nobody asked for, financial support for hugely profitable multinationals etc. etc. - if I am paying for that, OF COURSE I'll pay into a system that will help a human being when they need it and be confident that I or my family members can expect the same, should it ever come to it.
It always seemed to me that in the U.S. they're fed up with having to pay for an excessive budget, yet they always blame the wrong part of it for their high taxes - don't blame healthcare spending, blame the way it's implemented, blame the fact that over 50% of your tax dolars is spent on the military, blame the failed, overbudget F-35 project etc. etc. DON'T blame Flint residents who don't even have access to clean water - where's the logic in that?
>and I don't really have an answer to that. Why indeed?
Because you don't know what is going to happen in the future. One day you may wind up broke and be diagnosed with a serious illness. And what about any children you may have. Wouldn't you like to know that they will receive care after you are dead no matter what is going on in their life?
And in the past I was very young and couldn't yet fend for myself. I benefitted from being born in a developed nation and, like you say, if my parents had died while I was young, I'd have been taken care of (though in my country's case it would probably be my extended family that'd have looked after me, first, and the state would only intervene if I had noone to care for me).
Like, I totally get what you're saying, but a significant number of people don't see it that way. Maybe they forget they were once too young, or that they will one day be too old. Maybe they just think they can do well enough for themselves that they'll just wing it.
My point is that for many people contributing to things like public healthcare doesn't make sense.
For instance- in the UK education is not free, and you will hear lots of people saying, indeed "why should I pay for someone else's education?". That's much more common than grumbling about having to pay for the NHS, but in the end it's just the same thing.
What I'm saying is that free healthcare and education (and other stuff like that) is a cost that civilised societies are prepared to pay to remain civilised, and it's weird that one such society seems to think very differently than the rest in that respect.
Something I read on hn a while ago involved trying to place others who have had bad things happen to them in mental categories apart from oneself, to not have to deal with the possibility of bad things happening to yourself without any reason. E.g. a traffic accident, cancer etc.
With traffic accidents, is very instructive to see that people will reflexively think that the persons involved did something wrong, this removes the need to accept that life isn't safe and that our behavior often has little influence at all on wether bad things happen to us. I think it's the same with healthcare. The defense mechanism is: they got sick so they must have lived unhealthily - granted, there are a lot of things your behavior can influence: cardiopulmonary disease, some forms of cancer but not all of the tragedies of health that can befall you are in any way under ones control. By sticking together we can shoulder the burden of the few that didn't have any blame on their fate.
Public health care will just transfer more money from poor to corporations (like with education). You need to fix the leaks first, for example sponsor medical tourism to other countries, etc...
>> In the end, this entire ordeal set me back about 1,300 euros, or $1,455. I sometimes wonder how my health crisis would have played out had I returned to America instead of deciding to stay in Paris more than 20 years ago.
In the U.S., it's likely they would have died; or at least gone $100,000+ in debt - if they could have even qualified for that much credit.
I can understand not covering things like lung transplants for lifetime smokers, or other similar "meh it's their own fault" situations. But when it comes to treating the health of citizens who are not severely at fault for their conditions, there should be absolutely no cost to the individual. Taxes should be enough to handle this, without one's own insurance being part of the equation.
It's just that in other countries you have the government setting up a monopsony and dictating costs and salaries.
I don't see how charging $30k for a heart bypass is unreasonable for somebody making $50k/year.
Wow, just wow. You must not have ever had a family member or close friend fall ill. If you think someone making $50k/year is financially capable of paying $30k up front, you need a reality check.
But there is fishy stuff going on too...
1 liter sterile bag of saltwater for intervenous use in American hospitals is charged at over $300, not considering the cost of the procedure, which can total $500.
The pharmaceutical industry also does some sort of disservice to society by inflating prices so much.
Then, some money stays at the insurance companies instead of going to actually improving healthcare itself.
And if you want physicians to make 100k - 150k, don't expect me to work 80+ hours a week, not including call. Attorneys give me $500 / hr for consultations, but in my real job I make $80 / hr, but just work a ton more hours a week (no overtime bonus, tho). I don't get sick days. I don't get vacation days. When I don't work, I don't get paid. When I was in private practice, when I didn't work, I not only didn't get paid, but still had to pay rent / malpractice / insurance / electric / employees which was about $5000/week for me. So taking a week off cost me lost revenue and $5000/week. Medicare pays $600 for taking out a gallbladder. Do the math to see how many have to be done to take care of the bills.
How would you improve this system? Do you think universal healthcare would help?
I'm guessing - but I do not think it's a good thing when people who make the purchasing and oversight of things are far away from the actual practitioners. It leaves a lot of room for different kinds of shenanigans, fraud and sub-optimal choices. I think that applies regardless if you're for Private or Public health care.
[1] http://www.svt.se/nyheter/lokalt/stockholm/landstinget-kopte...
It's nuts.
Maybe he has some kind of private health insurance. Here it's very common when you have kids or you don't want to wait for your turn for non critical medical assistance.
For one thing, some care are very expensive, like dental crowns and implants. In the article, the author says he had to pay 1300 euros for 47 days in the hospital. You're likely to pay more for one dental implant, unless you have a very good insurance in addition to the regular social security (most people don't).
If you have to go to the ER and if you don't have a life threatening condition, expect to wait many hours in an overcrowded waiting room. Moreover, to see some specialists (e.g. eye doctor), you may have to wait for months to get an appointment. The list goes on...
About the decreasing quality: there is a clear pattern where, you cut financing of public resources and, then, you can show how bad they work and how best a private system would be.
It feels like it's purely because of government limiting the number of optomitrists. It reeks of some doctor's association lobbying the education ministry to keep the incoming number low (there's a hard limit set by the gov't on the amount of people who can study medicine).
For comparison, in Tokyo I can walk into any optometrist office without an appointment and just wait 15 minutes or so
Also for some reason this reminded me of a BBC story I read a while back - where "Heavy Legs" is described as a medical condition that only exists in France: http://news.bbc.co.uk/2/hi/programmes/from_our_own_correspon...
The military health system (for veterans, the VA) mostly have their own facilities, but don't have the best reputation (and have had some scandals recently... https://en.wikipedia.org/wiki/Veterans_Health_Administration... )
Medicaid (for poor people) is managed at the state level, and is 50% federal funded (and each state has different income limits for who is covered)
All three of the above make up roughly half of all US health care spending. At the state level, some states have additional programs and subsidies, like https://en.wikipedia.org/wiki/Massachusetts_health_care_refo... and Obamacare tried to create something similar for all states with uniform availability and coverages along with subsidies (and penalties for people who voluntarily decline to purchase health insurance).
https://en.wikipedia.org/wiki/Patient_Protection_and_Afforda...
So yes, it's a complex kinda mess...but there are too many stakeholders in the current system for it to be easily changed.
Thus while individual states could implement their own health care system, it would have to be on top of everything that's federally mandated, which they're already paying for. The tax burden would be outrageous, so it just doesn't happen.
It's also odd to see other Europeans dismiss the argument many Americans have for a smaller federal government, while in practice that's pretty much what we have over here in the EU. Could you imagine a EU-wide single-payer health care system? It would be a complete disaster.
So in that sense I wonder if the better solution for the EU would be to roll back all federal health entitlements (Medicare etc.) and just implement this completely on the state levels, then states like California and the like could have European-like single-payer health care systems, while perhaps other states would opt for different systems.
The total cost: 250 euro out-of-pocket The cost of one sonogram in the US: $1500 (before insurance)
Healthcare in the US is a byzantine protection racket and very potentially a means to mass surveilance beyond the scope of public health.
My brother broke his leg horribly a few years ago. Ambulance, helicopter, plane, 3 surgeries, a month in hospital, steel plates, etc. etc.
In Australia, you don't pay a cent out of pocket for that, it's all covered with taxes.
Similar story in Canada too. Even little stuff like I broke my nose - into hospital, xrays, time with dr to straighten, appointment a few days later to check, etc. All free.
The difference is simply that Health Care is run for profit in the USA. Someone wants to profit off your health (or lack thereof) so you must pay a lot of money to line their pockets. Some story for Higher education, incarceration, etc.
There are sometimes long very wait times for non critical scheduled tests, which is a problem.
The real problem is people with chronic conditions who will have to dedicate much more of their life to their health, which is dangerously demoralizing and a career killer, but I am not sure that's much different in other parts of the world.
So you don't pay any kind of VAT?
That also wouldn't mean anything, if the State is not taxing you so much, but it still has money to finance these things, it is obviously because it is taxing other people a lot more and using the money to treat your health.
I would not find it very good to have my needs fulfilled with stolen money, as you seems to be finding.
To a conservative opponent, getting high quality care at a low out-of-pocket cost is a result of health care being a redistributive social good, and "social good" is just code word for "shirking individual responsibility". They look at this situation and this author like they do their proverbial welfare queen...a beneficiary of their taxes.
If we actually want to convince them, we have to prove to them that Single Payer is an objectively more efficient system than insurance. In other words, were the total incurred costs lower than they would be in a our system? Because for them, that's an argument that matters.
Unfortunately even I, a strong proponent of single payer, would find a cross country comparison here to be disingenuous. Because it doesn't matter how efficient the French are at administering health care. What matters is how efficiently we would be at administering it. And hands down, we suck at government administration. Whether it is infrastructure, military, health, or whatever...everything we do costs more and takes longer than other governments doing the same thing.
And this is the major reason why our politics suck IMO. We have one side of the table that is 100% more government because government is awesome, one side that is 100% less government because government sucks, and nobody is arguing that we should be making government more efficient. And so we never get nice things.
Well, that'll continue happening as long as you force it to be one giant pie. If you let people choose in the first place, then you can have your nice things. You just have to pay for them yourself along with those individuals that agree with your viewpoint. And the rest of us will have to choose to either join you, or do it some other way.
All arguments eventually lead to choice. Freedom and consent are fundamental properties of a libertarian belief system. We don't get to throw those out just because it'll be efficient. You could argue that it's efficient to just execute all repeat-criminals, but we don't do that because of fundamental human rights that are completely separate to the concept of pragmatism and efficiency.
>"We must have universal healthcare...I'm a conservative on most issues but a liberal on this one. We should not hear so many stories of families ruined by healthcare expenses...
I know he flip flops all over the place but maybe if people lobbied, something could be done.
This has not affected my personal finances and I only had to focus on getting better.
I would like to move to the USA but I have got to admit that it frightens me that this kind of issue would have costed me a lot and a serious health condition could bankrupt me.
This is not ok. It saddens me that USA have not been able to instore a sane health care system.
This translates to higher costs because maintaining hospitals in low density areas raises the cost of care per capita. This is also a reason that inter-regional train service has never been a good option in the US.
There are regions where it works, but coming up with a one-size fits all solution is hard. The metropolitan regions of the US have always subsidized the rural parts. We people of the cities have always paid a fee on our phone bills that helps reduce the cost of phone service in rural areas, as an example. I actually dislike this, because I think it subsidizes sprawl.
I believe the ACA is a good step (personally I'd like to see Medicare offered as on option alongside all state insurance plans), but it does need fixes. Whatever the solution, it's going to look different from Europe and France in particular.
Some random thoughts:
You can never spend enough on healthcare. There is always new machines, new technologies, new drugs, new treatment types, better educated doctors we could spend our money on if we wanted to. Furthermore we are treating people earlier and earlier and for more and more things. The old saying that if you are not sick it's just because we haven't found the right diagnosis for you seems to be true.
In effect whether you are in a private healthcare system or a universal one whether you pay double or your get taxed 100% there will never be enough money for healthcare.
Now depending on whether you have private healthcare or public healthcare the way you measure it is completely opposite. In a private healthcare system everything is a potential profit center. I.e. the more people who are sick the more money can you potentially make.
In a public universal healthcare system everything is a cost center. You have a budget and you have to deliver to a politically decided standard.
Both have pro's and cons. To give you an example.
It took me 3 weeks to get a time with my dermatologist in Denmark, when i finally got it it was the day before I moved to the US. The Danish dermatologist found one they considered troublesome, but they couldn't themselves do the biopsy and I had to get a time at a hospital to get it.
I decided to wait until I got to the US ignorant as I was I thought it was just a question of formalia. But no I had to wait a whole month for my insurance to work (that is a whole other discussion for another time)
When I finally got it though, I got a reference for a dermatologist same day and they did the biopsy, same day. Today I am at Sloan Memorial with one of the best dermatologist in the world getting checked every 3 months having a complete 3d scan of my body (in blue speedos and a white net) and hopefully we will be able to make sure that I am being managed properly.
What I am trying to say is that the level of expertise a private healthcare system allow for is more flexible than a public one because it allow for the allocation of resources. On the other hand if you look at those let fortunate than me, with worse healthcare plans etc they will get a less favorable treatment. I.e. the system isn't evenly distributed.
What the public healthcare system secures is that it's mostly evenly distributed but with less of a flexibility to build experts as there are budgets and a bigger need for priorities in any publicly funded system as it's a cost center.
So you have fundamentally two system where one covers only those with insurance but allow them to potentially pay their way to the latest treatments with the best doctors and the other where everyone gets treated but you don't have the same amount of experts and potential treatments.
Neither systems are really optimal. Do we want to have people die because they can't get healthcare coverage or because they can't get the necessary treatment because it doesn't exist in the country they live. I know it's more complicated than this of course but in broad strokes thats at least my perspective and this has lead me to the following observations.
1) Both systems are fundamentally financially unsustainable in the long run. Whether the system succumbs to it's own weight by costing the tax payer too much to pay for everyone while only delivering average treatments or whether it's impossible for the insurance companies to secure a large enough part of the population without leaving too many without proper coverage. Both just doesn't sound "right" (I know Germany, and Switcherland have some variations that sound more right but I am not sure they don't fall into the trap of either the cost center, or the insurance cost issues.)
2) One way to solve it is to ensure that people pay for all the normal encounters they have with the doctors (sore troth, hernia, back pain etc) but that you insure yourself against long term illness. In other word we should pay for normal things but no one should be going bankrupt because they can't pay for long term or serious illness.
3) By removing the insurance part from a lot of the normal encounters with the healthcare system and only putting it towards more serious conditions hopefully doctors will start to compete against each other rather than spend all their time fighting with the insurance companies.
4) I have a naive hope that technology could somehow limit the cost of many of the more complicated treatments. Over time hopefully many of the things that are wrong with us can be treated via gene-therapy hopefully not requiring too many people to do the actual treatments.
5) I think we have to come to terms with the fact that none of the systems really work and that all of them have solutions to problems in the other systems. That way perhaps we can start to break down healthcare into more discreet parts rather than the giant monster that it is today.
Thoughts?