I think universal healthcare would definitely improve the system. So in the US, healthy, employed by big corporation people, pay about $17k / year for family healthcare. Then, when they turn 65, they join medicare and the insurance companies laugh bc they received premiums for 40 years and then when people need services, they don't pay.

Imagine if medicare started receiving payment at age 20. By the time someone turned 60 the return on investment / interest would more than pay for their care. Insurance companies don't want the average american to know that. I think that either 1) offer medicare plan for anyone, regardless of age and discount based upon years of contributions or 2) make insurance companies allow individuals to pay medicare rates once they turn 65 if they've participated for, let's say, 15 years.

I'm almost 50 and have used less than $400/year since 21. Yet, I pay $4400 for a $6000/deductible plan. So I've given my insurance companyn $100k at least in my lifetime. But when I turn 65, all my care will be covered by medicare. Trust me, I know what symptoms to say and may have multiple bad symptoms from age 62-64 and undergo lots of tests, instead of medicare paying for preventive tests.

The system is broken, but so is politics, so nothing will change. Even Trump ran under the pretense of allowing us to buy pharmaceuticals overseas, allow purchase of insurance plans across state lines, make hospital costs transparent ---> all that would lower costs, but apparently, they won't happen.. Just like with the democrats. The US healthcare system is controlled by the pharmaceuticals, suppliers, and hospitals and nothing soon, other than a Bernie Sanders, will change it. The 3 competing hospitals in my area, serving less than 1million people have a CEO cost of more than $7 million! So across the US, I would imagine that total CEO cost is in the billions.

I don't have solutions, only depressing facts.........