> But it is. Insurance works by pooling money from a group of people where only few are going to use it.

Except not everyone paying the same amount. Most pay nothing. That is, in socialist health care system.

And I am not just refering to insurance but also investment toward better medical education. If there is medical advancement going on then we have to collectively make sure that we all get it at good price. I am advocating more proactiviness toward our own health rather than rely on government to do it. But sadly government interference make this very difficult.

Health insurance is not really insurance, though. Not only "a few" are going to use it. If auto insurance worked in the same way people would expect it to pay for oil changes, new tires, and other car maintenance expenses.