bkraz

I just paid an invoice sent to me via Square. Okay, cool. Vendor says ACH preferred, saves money. I agree, yeah. Only option Square offers to pay via ACH is Plaid. Plaid wants login info to my bank, and will also access transaction history as part of the "agreement". WTF? I just want to pay one ACH transaction. Plaid also settled a class action suit for collecting data against user's will and without their knowledge? I searched around, but I can't tell if everyone is cool with just handing over their complete banking transactions, or they don't use Plaid at all? What is going on?

I recently ran into difficulty at multiple sites updating an expired credit card with a new card that has the same account number but new expiration date and code. Is there some industry reason to not simply get a new account number?