thecircusb0y

As I'm waking up this morning I came across the same standard thought many of us ponder. Why can't I get more sleep? However this extended into, isn't the 24 hours "day" kind've ancient? Aren't our lives filled with so much more to do than way back in the days when the idea of measuring time was founded? So Hacker News, what do you think? Do you need more time? Feel as though theres too much to do day to day? Have any tips and tricks to dealing with the bottleneck of our current time system?(Can you unthrottle my time?)

Before hitting submit I realize how time measurement is fathomed what with the change in daylight, and then using some extreme math with the planets revolution around the sun. But I still love the input of people here.

I've listened to Dave Ramsey and I've read his book, The Total Money Makeover. He believes basically that you don't need to worship a credit score, or have credit cards, and the only loan you take is a mortgage from the bank with 20% down on the house. You always keep an emergency fund and you work to use the "Debt Snowball" to destroy all your debt (credit cards, student loans, etc.) and get rid of it once and for all. And with the lack of empty payments, you can now invest and save your income.

Robert Kiyosaki, Author of Rich Dad Poor Dad , seems to use credit to build wealth. I haven't studied his ways nearly as much.

I've been out of college and working for about a year, and I pay all my bills, including my student loans.

But I'm hung up on the thought of taking a small loan to buy a vehicle that I'd love driving. (Because I love driving, its not just point a-b, its the adventure in between, the experience).

Now of course this comes down to my conscience, and my own choice. I just want to hear what you think.

(the psychoanalysis of this will go : "You're just looking for someone else's opinion to verify that what you want is okay to do, thereby shifting the blame if something goes wrong and not leaving you with responsibility in your mind".) Actually I'm looking for a plan of action to get what I desire.

Also, lets touch on personal gratification. How do you judge if you deserve something or not?

Thanks a lot for your time and attention.