Ask HN: Take time off on these uncertain times
I have around 3 years of expenses saved up (assuming 0 income and no change of lifestyle, 4/5 years if we reduce some things like gym/sport classes/streaming/etc (flat is paid for, we are very frugal and live minimally except those sport things). My gf makes enough for us to continue with our lifestyle if I stop working 100%.
I want to take 1-2 years off and just focus on writing some software I enjoy, that may or not make money, but something that actually makes me enjoy looking at a screen vs wanting to punch it.
I have 20+ years experience and until now I never had a problem finding a job (even after the 2008 situation), but now with a kid, older, afraid that this economic situation will be multi year long and that if none of my projects I want to make takes off, there may not be a decent job market to come back to in a few years.
Long post (sorry), but if HN users had 2/3 years of savings, would you take this time to recharge and work on your own projects, or keep it safe and keep a stable job with decent pay (4x your monthly expenses)