Our mortgage officer only seems knowledgeable because they uses terms I can't understand but it seems like most of their work is just plugging my numbers into a calculator to tell me my options (and not really giving me much advice). Seems like I could do this myself but I'm scared my info will get sold to a million more people.
Speaking of which, as soon as I submitted information to a loan officer they pulled my credit which then led to dozens of spam calls from mortgage companies. Finally I found out that when my credit was pulled, Equifax gave my info out to a bunch of people telling them I was looking for a mortgage. I don't even know where to start with this.
These things are just the beginning and I'd imagine there are some tools or approaches that could reduce the pain, even just a little bit.