fluorescentLAMP

Having gross rules for overdraft protection isn't acceptable in this day and age. At my current bank, I can either opt-in or opt-out.

However, not all transactions are the same. For emergency purchases, I'm okay with the $20 penalty. Yet, at the same time, I don't want a $22.26 cup of coffee.

These days, I can make bank transfers from my phone in real time.

How about the capability to approve / decline overdraft transactions in real time on your phone?

I understand that overdraft fees are a way for banks to make money, but with so many people opting out, it might be a nice bump.

As a soon graduating CS senior who feels a calling to the startup scene - I felt an appropriate learning opportunity would be try contributing to open-source projects on GitHub.

However, I am not sure how to start. I feel that my skills aren't yet up to the level that I could contribute solid code to any of the large projects.

I am web developer at heart, so I have a strong knowledge of the main technologies as well as some django, drupal and others. Are there any particular projects you can think of that I would be able to contribute to? Any other relevant tips or advice that you think that I need?

tldr; How should I get started on GitHub?

Screenshot: http://i.imgur.com/XzgMx.png

Source Code: http://pastebin.com/kyAWvUtA