Look ye here, and find
Just another ordinary human mind.
Faceless though I may be,
My thoughts hold not eternity.The above is the explanation to inter-bank settlement processes. This is a 3-part article and links to the other parts are available therein. It gives a nice overview of UPI as implemented by NCPI in India.
My question is what constitutes a settlement failure? How does this affect customers and banks?
In my personal experience, sometimes payments can take up to 3 days to succeed. Is it anything to do with inter-bank settlements?
Or is it that the sheer volume of such incomplete or delayed payments actually constitutes inter-bank settlement failures?
RBI also has introduced CDBC to address the problem of settlements. But I'd like to understand settlements is a problem first, before I understand how CDBC will help with settlements.
The website is single page. No complex backend. At most it fetches stuff from another web service and does some crawling/crunching. I don't expect high loads here.
Mainly asking for the website self-hosting purpose only.
Can I downgrade here? Also just wondering what do most people use a 1cpu 0.5gb machine for? VPN? Personal website? Or something else?
Their bash repl has node/npm installed. So, I created package.json file there; added a couple of dependencies to check if they install. My goal was to have the node_modules folder generated and see whether I can zip it, and download that zip.
The answer is NO.
Although there is a feature for downloading your project as zip, the files generated in a bash session don't appear to available.
I hope others can also verify.
Example video of how farming happens: https://9gag.com/gag/aGdrew5
Please note the video may perhaps be fake. But the practice of farming is not impossible.
I use words such as, product, review, buying, etc. But their meaning might change upon context. For e.g. apply the context for this site...
Note: I am not pointing fingers at any online applications or services.
How to stop this?
The consumer cannot do much. He or she, at best, can perhaps report the comment or review. Provided the consumer can spot it.
It is up to the concerned enterprise to investigate and take action. Else they are going to lose the trust of customers. I am highlighting a few approaches.
(1) IP address analysis.
If all reviews to some product comes from one ip address, we can take some action. This is simplest of cases to expect
(2) Study the user accounts.
(2.1) If there are a few accounts with the same creation date, and, those same accounts have not much review history...you can investigate and arrest the actual owner of that user, or, more practicality, ban the user.
(2.2) What if there is a geography separation? Find out if the user has frequently changed geographics. This ties into point #1.
(2.3) Suspicious user. Mostly they won't have a photo, bio, etc. A relative air of anonymity is a red flag, but, requires more investigation.
Final notes...
I could only highlight a few approaches. But I think a better proactive approach is to delay the reviews as such - and then run those analyses, cleanup, and, release them.
"Farming" indicates a bigger social problem exists. Hoping you can expand what more can be done here. Its actually more complicated than it looks.