alexleclair

First, excuse the messy title - I was limited to 80 characters.

I recently found a way to create money out of thin air through a loophole in my bank's current banking portal. I tried reporting it a few times, but every time I am stonewalled by a low-level employee, telling me they will call me back later in the day, which never ends up happening. The furthest I've come is to call their abuse department, found on their ARIN records, who seemed to take it seriously, but I ended up going full circle - back to the low level-guys.

I discovered it inadvertently and, technically, defrauded them of ~0.32 US$ using legitimate transactions that the bank's software should have handled differently. Pennies, but still.

I also confirmed the issue with other accounts and other transactions - my account is not a glitch in the system.

What is the best course of action? How would you get in touch with security officials at a big bank?

I mostly don't want to get caught or charged with (attempted?) fraud over $0.32.

I have also spent quite a few hours trying to disclose it, unsuccessfully. What would be the best way to get some of this time spent trying to do things right compensated?

Thanks!

I was participating in a hackathon last weekend (Startup Weekend @ Sherbrooke) and we won second place.

We are invited to pitch to FounderFuel, which is kind of like YC (A startup accelerator/incubator in Montreal, Canada).

There are two problems:

1) We're a team of 8 people, and some of them won't be really useful until the product is launched.

2) Some of them would like to work part-time on the project until they finish uni or decide it's a good enough move to quit their job.

That leaves 3-4 of us, mostly developers, working full-time on it if we get into FounderFuel.

We don't want to lose the talented team we have, even though some of the team members will be doing part-time work or will come into play once we launch.

How should we handle the shares within the team and the money coming from FounderFuel? I was thinking we could give a smaller part of the company to those working part-time, paying them for their work with the money we're getting to get started and giving shares on a promise-to-work basis to those who will come into play once we launch.

What do you think?