I apologize if I gave the impression that I had personal knowledge of your driving record and traffic violations spanning over the last 36 months. I assure you, my intent in using the word "you" was merely to illustrate a general situation in which an individual (though surely not yourself, palata, specifically), will find themselves being penalized for a prior incident. As my comment was surely read by thousands of HN readers, one imagines that as each of them read the word "you", they pondered their own driving history in their lived experience.

Now that we have established the fact that you, palata, did not have a speeding ticket 3 years ago, I would encourage you to think about the application of my statement, to your actual situation. That is, you may substitute the words "speeding ticket 3 years ago" with any traffic violation or insurance claim where you were determined to be at fault, over any time period which might not be 3 years. Then the question is raised of whether you, palata, would incur higher insurance costs than Waymo.

I'm imagining insurance rates fluctuating with semver...