Let me just try to understand your point. Someone says "you are objectively higher risk than an autonomous car, so it's normal that your insurance makes you pay more if you drive".
To which I answer: "how objective is that, when the claim comes from the company selling the autonomous car?"
Then you tell me something that I understand as: "well, you are objectively higher risk because if you look at your record, you have made mistakes that show that your are".
And when I say "actually, I haven't", you patronize me? Is that how it works?
No. I haven't killed more people than autonomous cars have. Before you can prove that over my life as a driver, I will cause more damage than an autonomous car would have, then you don't get to say that I am objectively higher risk and therefore should pay more insurance.
Now you can try to look at studies that try to prove that. And when I ask "how objective is that?" when the study comes from those who benefit from those results, you can stop for a minute and consider that maybe, I am allowed to ask.
