retirement is covered by social security
healthcare by insurance (offered by the state if you can't afford it yourself)
homes, etc is true though and we just need to build more inventory IMO. but there are tons of areas with affordable homes, they just aren't near the big cities like NYC or SF or LA
You can not live on Social Security, no way. If you don't have a job your not getting healthcare and even if your job provides healthcare. Its too expensive to actually use. Also you need to be living below poverty wages before a state will give you healthcare.
