Kind of: 240V is fed into homes (along with a neutral), and gets split in half.
Most receptacles are 120V for most appliances, because it gets the job done. There aren't many appliances that need more than that. The two main ones that do have 220V plugs are clothes dryers and kitchen ranges (hobs/ovens).
If you want a kettle that boils faster change your NEMA 5 socket (and breaker) that does 120V (at 15A or 20A) for a NEMA 6, and get an UK/EU kettle and change the plug.
* https://en.wikipedia.org/wiki/NEMA_connector#Nomenclature
(Not sure how up to code any of the above would be.)