I think it's more the case that the Honda Fit would come with engine problems that the service doesn't effectively repair under warranty, and also with a 5000 pound trailer full of unwanted junk that's hard to remove from the car.

I don't think they are overpriced, I think that they price their product realistically. They're competing in a niche market and the ethos of that niche means that their target customers categorically will not accept the bloat that comes with consumer laptops from the big manufacturers, who subsidise the lower margins on these models with bloatware. Cost to serve consumers is likely a lot higher than business as businesses are generally prepared to pay for that extra cover.