Literally all of the people who install it or buy a PC with it installed have the choice of making that decision or purchase.

And you're right, they won't change the defaults and that's not a travesty of some kind. It actually really doesn't matter to most people. Not because they don't understand it. They do, and they want to use it for one reason or another. People in our technical circles overestimate the importance of this stuff by some fairly crazy amounts.

These problems are not mutually exclusive. They are all serious problems.

And you seriously think most people know what that stuff means?

"Oh! Gee thanks Microsoft. Record everything I type in the operating system to make your autocorrect better" or whatever the hell they do with it.

They absolutely do not then realize that when they named a file "my-pot.jpg" and then search for "pot" in Cortana (which is stored by the way.. even for local searches) that information could be used against them in the future.