YNAB's budgeting philosophy discourages importing data from your bank statement because it disconnects the user from the individual transaction that take place. They ended up adding support for CSV/OFX/QIF because people wanted it.
> As I said in the post, I don't want to operate with personal/sensitive informations.
All financial data is personal and sensitive, whether imported or manually entered.
> Let's be serious, we all have internet connection most of the time.
Most of the time, not all of the time. Especially not in rural areas. I regard my personal finances as pretty important, so not being able to access my budget because I don't have an internet connection is a big problem.
> And no, I don't want the app to pay your bills.
Apologies I didn't phrase that right. I meant: What if I forget to pay my internet bill, then can't access my personal finance app to see if I can afford to pay my internet bill?
