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0 pointsaianus11y ago0 comments

I think most people use credit cards for convenience/points not because they're so broke they need to borrow money to buy a Big Mac.

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2 comments · 2 top-level

Less than 50% of Americans always pay their full balance, around 33% usually or always carry a balance.

Most people use credit cards for cash flow management. They carry a balance, but make payments.

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