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0 pointsdublinben11y ago0 comments

This can be avoided today by using one card for subscriptions and other recurring payments, and another card for physical purchases.

I do something similar already, where I never carry around the debit card associated with my primary checking account.

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encoderer11y ago

I should never use a debit card for anything anyway.

You have awful fraud protection and zero to near-zero rewards.

Banks will give you net-30 terms for no cost, reward you with many benefits, and give you fantastic protection from thieves AND retailers.

aestra11y ago

The big problem with debit cards is if you get it stolen then your money is taken. Sure you'd get it back eventually, but until them you don't have access to your own money and can't spend it.

koffiezet11y ago

That's weird. I live in a country where 95+% of all payments are done with debit cards, and I don't know anyone who ever had a problem with fraud.

Maybe debit cards are a bit better at security than "oh let's copy this number and put a fake signature on a piece of paper"? Even the mag-stripe version of our payment system that we have had here since '79 required online PIN verification.

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