see above: plant a garden on my deck --> city will demolish my deck because of a pre-existing code violation --> better not do that.
that is a fear-driven decision. the mind of an entrepreneur works more like this:
i want to plant a garden --> do the research --> implement solution --> have confidence to deal with repercussions because you can --> do the research --> implement solution --> etc.
the problem with having a personality that is afraid of imaginary problems is the domain of potential problems is massive, infinite even. good luck getting anything done if you're afraid of imaginary problems.