That's also what I mean. If I have to think about the encryption during day-to-day operation, the encryption has failed. That's why I <3 full disk encryption: it seamlessly works.
Yeah, I too, though it does not help with things like Dropbox. You need to add a second encryption inside your full disk encryption separately for everything that has direct access to the files. And that is exactly where encfs shines (even though I also use it for home, but that is a different story).