Unfortunately, they are the norm. There are places when this doesn't happen, or where you have the privilege of working with an extraordinary professor who manages to shield you from this.
That's rare, though. #3 isn't constant and #2 is not an entirely accurate description (or at least not that widespread), but by and large, the portrait is very accurate.
I miss the intellectual challenge of academia. I'm in a pretty high-end job and it's nothing compared to what I used to do. But the working conditions and the colleagues? Not in a million years. I'd seriously consider selling hamburgers than returning there, and I have worked on minimum wage before, I'm not talking out of my ass on that.