Is it a chant or something? We can end up with no choices. Or maybe we will end up with more choices. Can you prove it logically without manipulating data and suggesting it to be evidence? Because the 2007 crash you mentioned can be explained from a different point of view, completely different from yours.
I can also say "everyone being able to own guns actually increases overall safety and if you don't allow people to own guns, we may end up with less safety". Do you realize this sounds exactly like your argument?