If you order pizzas and pay for them, you're completely the transaction as expected. If you order a car from a car service and then cancel it, you're not. The fact that a cancellation fee exists doesn't give you the right to use the system in such an unintended manner.
A better analogy than the pizza analogy might be a "customer" repeatedly buying clothes with the intent to wear and then return them. Despite the fact that there is a return policy in place, the fact that the customer never intended on keeping any of the clothes makes his behavior fraudulent.