The card brands explicitly train merchants to check signatures against government-issued ID. [1] [2]
Card brands may not prohibit minimum charges per federal law. [3]
Visa and MasterCard agreed to allow credit surcharges in a settlement agreement for a long-standing class-action suit by retailers. [4]
1: http://usa.visa.com/merchants/risk_management/card_present.h...
2: http://www.mastercard.com/us/merchant/pdf/Unsigned_Credit_Ca...
3: http://en.wikipedia.org/wiki/Dodd%E2%80%93Frank_Wall_Street_...