my reasoning is this: i lived in [texas, kansas, tennessee, california, d.c.] -> i directly experienced racism -> i do not live there anymore
i lived in new york city -> i did not directly experience racism -> i live here now
im not making any more general claims about the existence of racism in nyc. i dont have enough data for that.
for whatever reason, i do not have to worry about my skin color here. that is a valid reason for spending extra money to live in a smaller space, in my opinion. i believe that i have 'perspective'; the op was claiming that someone like me would not.
your reasoning seems to be: i experienced racism in nyc -> racism is part of human nature from tribal times -> there are definitely racist people in nyc. you should fill in the arrows with more evidence. i do not see how one conclusion follows from the other.
i will also make the point that racism against a majority race is different than racism against minority races. minority races in america have less available resources to prevail against racism, when averaged across the population. i sympathize with your incident, but my priority is ensuring that, as a minority, i minimize the time i spend dealing with racist acts towards minorities.
the above paragraph can be summarized as 'for an individual of a particular race, all racist acts are not equal'