I'm saying that founding a startup is not terribly different than founding a bakery, it's just the ROI characteristics of the business model are better. If one's skills are lacking in marketing, the basics of business/contract/tax law, time managment, accounting, or the core competency of the business then it's probably a bad idea. Some people are rockstars and can learn these skills on the fly, most can't.

So my point is this: if someone is not a rockstar and they don't already have these skills, they can learn a huge amount by joining small companies in their C or D rounds (ie, corporate-ish) and practice those skills by applying them in a structure where it's likely they have more experience coworkers to learn from. Then they can found a startup when they have the tools and an idea they're passionate about.

If a person can "get addicted to a steady income" then their financial planning sucks or they aren't committed enough. Better off they don't bother and waste time and capital that could go to people that give a damn.