Steve Jobs was a non-technical guy.That's why there were so many debates about tech and non tech guys during these years.He acquired knowledge over time through various sources.He had everything on a plate.And you can be a complete outsider in a company.When you spend so much time in your industry, in your environment, you learn.But you couldn't say he was a programmer or engineer.
Saying that people are risking things on non-tech people's ideas every day is like saying people are driving a car every day.Of course they are.In this world there is a little bit of everything.Rich people, poor people, low jobs, high jobs etc. We are talking about the majority or current situation. And for the moment the situation is just how I described it.
If you think it is not true, post a project on HN as a non-technical guy and ask for someone to help you build your project.I am curious how many would help you.
That is just my personal opinion based on my observations and experiences.