Have you considered gig work on Fiverr? (Or similar. There are many others, e.g. PeoplePerHour.com) You're an American and speak English, so you've got a leg up over a lot of your potential competitors. And since you actually know how to code, you'll probably do much better work than the low-effort vibe-coders who have taken over all such platforms.
If I were you, I'd build a profile on all of those sites, and post multiple listings on all of them.
As for AI, just consider it natural language coding with severe memory/context limitations and you've got the gist of it. Since you don't have money to burn on subscriptions or API tokens right now, use this: https://chat.deepseek.com/