That's not quite genuine. You need to look at probability of a scammer winning your auction, not the probability that a scammer still has room under his/her chargeback cap. And even after that, I somehow doubt that those statistics are satisfying to the person who lost 100% of their money after selling 100% of their phone inventory (one phone).
It's less than 2% in the aggregate across eBay, but it's probably significantly higher for small high-value electronics like recent smartphones, especially if you're a small seller relying on eBay to detect scammers.
If you plan to sell 100 iPhones, you are absolutely right.
If you are selling an iPhone and actually need the money, a 2% risk of being left with neither may be worse than just getting 50% of the money, safely.
2% is a way higher number than reality. The amount of fraud on eBay is well, well below a 10th of a percent.
Selling on craigslist and gazelle does not solve the issue. It could be lost in the mail or you could be robbed. Il take a 99% chance at getting twice my money than a 100% chance of getting half. To each his own though./
It's heavily skewed by category. For every Macbook or iPhone sale that goes awry, 10,000 Beanie Babies are traded between elderly housewives without incident.
