>You cannot live in Musk's banking account. You have to have the actual physical structure, and current laws in hotspots like San Francisco and New York do their utmost to prevent new development.

>Places like Austin, which are less restrictive, don't have this problem.

Not really fair to compare 2 cities on the waterfront with no obvious space to build over to a city in the middle of Texas. San Francisco is even worse than New York(IMO) because of the hills.