I think you're right here. Even for myself, AI has enabled me to actually finish a plethora of personal projects that I've always wanted to built but just never bothered.
These aren't things to share, nor would they be particularly useful to others necessarily, but now I actually have the time to make a little custom utility for very specific problems.
I still think it remains to be seen if "normal" people will do this though. Like, yeah I managed to replace a ton of little paid macOS utilities with my own software now, but AI still only got me about ~90% or so of the way there. I still had to rely on my own knowledge and experience to finish them.
Very impressive, but still a far cry from, say, the average user at my employer who struggles to even operate a non-mobile OS, being able to do this. Maybe we'll get there eventually, but for that to happen, the agent needs to be able to make these utilities 100% on its own with a very vague prompt, and be able to infer what the user actually wants when they don't (and they won't) explicitly state every use case they have in mind.