I'm retired and can't justify spending too much on these things. CodeWhale over DeepSeek is helping me understand this space much better (and have some fun!), and it's quite affordable. I've spent ~30 hours using it over the last couple of weeks, and I've spent $3.89 on DeepSeek in that time. If I don't feel like writing any code for a few weeks, I pay nothing. Looking at DeepSeek's dashboard, about 60% of my requests have gone to Pro and 40% to Flash. I've used 97M Pro tokens and 19M Flash tokens (well over 90% of each have been cache hits, so the price is much lower than it would otherwise be).