All your general knowledge frontier models are just going to be baked into every OS and browser. Coding is almost to point of being viable for self host.. I think the only real use for high end paid models is gonna be kinda like things now... high end scientific workloads.. professional rendering.. especially 3d and video, financials, etc.
A $4,000 mac can take you pretty far right now.. and we have the upcoming dgx hitting mainstream consumers. Give it another couple years. It's changing fast.