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0 pointstpm1mo ago0 comments

In addition, this only starts in 13 countries. There are 27 EU members. So there is a lot of big ambitions but not followed by actions. Which is what we are sadly used to.

So when I from Slovakia want to buy something in a French eshop, I'm out of luck. And when on a vacation, can't use this system either, while a French person on a vacation in Slovakia can't use it either. My guess is people will mostly continue to use credit/debit cards.

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anygivnthursday1mo ago· 2 in thread

Doesn't Slovakia already have its own instant QR payment system?

Edit: oh, sorry, just realized you talking about international not domestic payments

tpmOP1mo ago

The whole SEPA area has instant SEPA payments. You can stick that into QRs or whatever. Some merchants take payments by SEPA, instant or not, but we need something else if we want to replace both online and in-person card payments throughout the whole EU, and at this point I doubt the Wero will be the replacement.

anygivnthursday1mo ago

Not everyone is in eurozone, there are countries with instant QR payments that are not SEPA. It is nowdays quite common to get a QR with your invoice, online or in person, it might not be just SEPA. But for now cards are still more accepted, and work even if I leave my phone at home or it rans out of battery. Not sure how Wero or QR going to solve that, SEPA or not, but still useful for a lot of cases, online payments etc, even if it does not solve every edge case.

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