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0 pointseggbrain1mo ago0 comments

> Stripe (their payment process) will handle adult content payments. It puts the account into the high risk category due to the high rate of fraud in those categories.

Stripe _says_ they will handle these type of payments, but more often than not, within roughly a year of implementation you'll get an email from them kicking you off their platform, no matter how vigilant you were, or even if the things you were selling were more rated R than rated X. Source: my own insider knowledge along with colleagues in the space.

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6 comments · 1 top-level

echelon1mo ago· 5 in thread

Why is this no longer on the front page of HN?

This should be the top article. It's only an hour old and has hundreds up upvotes.

The payments industry is strong arming free speech to promote religious fundamentalism.

There is no such thing as vice content being higher risk. That's a diversion topic. Fewer and fewer people are hiding porn payments from their wives.

We don't need the religious oligarchy dictating how you can live.

Edit: it's back. Halfway down the page. A few minutes ago it was not on the home page at all and I had to search for it.

tptacek1mo ago

No it isn't. It's struggling on the front page because this is a very old story and it's the same conversation every time: payment processors hate this stuff because digital goods are fraud and chargeback magnets, and that's doubly true of adult content.

rcxdude1mo ago

This would be a reason for processing such transactions to be more expensive.

altairprime1mo ago

Those are valid facts, but this is missing an underlying point: HN’s community is not concerned about this form of discrimination, so each time it crosses the front page, we see lots of threads about deregulation but few about the spectre of ethics raised by these acts. Ethics aren’t typically in-scope for HN unless the party harmed is either a for-profit corporation or a tech worker; since HN doesn’t as a community tend to openly self-identify with the fields of sex work, the ethical issues here are effectively out of scope here. One can imagine a different HN that gave the ethical threats to Others as much airtime as it gives to ethical threats to Self. I remain hopeful.

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VerifiedReports1mo ago

If U.S. credit-card issuers were worried about fraud, they would have implemented the other half of "chip-&-PIN," which the rest of the world has been using for decades.

U.S. customers pretty much JUST got chips in our cards... but issuers "forgot" to implement the PIN part.

Zero sympathy for this scumbag monopoly.

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slumberlust1mo ago

Are you viewing by the default page or active? Several of these articles were discussed last year when the processors were pressuring Valve. Maybe a little topic fatigue?

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