I guess to reply to the OG, I’m very conservatively putting a bound on a cozy upper middle class lifestyle locally. Linus lives in Portland, Oregon. There you can comfortably live an upper middle class lifestyle on 200k or 300k. Again, conservatively take the upper bound. 1.5M >> 300k, so it’s more than anyone needs to live a cozy life. Technical needs are much lower, but this is a lazy mathematical proof where I prove the Linus number is bigger than a thing much higher than practical physical and emotional money needs and so don’t need to strictly define them.

In your argument case, those are all “nice to haves” (like much of the stuff in an upper middle class lifestyle), but it would be very difficult to argue they are necessary to live life, even at a relatively wealthy capacity.