Heck two weeks ago i tried my hardest to hit my limit just to make use of my subscription (i sometimes feel like i'm wasting it), and i still only managed to get to 80% for the week.
I generally prune my context frequently though, each new plan is a prune for example, because i don't trust large context windows and degradation. My CLAUDE.md's are also somewhat trim for this same fear and i don't use any plugins, and only a couple MCPs (LSP).
No idea why everyone seems to be having such wildly different experiences on token usage.