You are right that AI can be a fully democratized commodity. The problem is that the current wealth inequality is not the result of AI. Musk became a trillion seeking oligarch not because of AI. It is because the entire financial system is designed to extract wealth from everyone and concentrate at the top. Democratic AI is not in their interest. There will be violence, but not because AI is supposedly a catalyst of inequality. It will be violence from the rich towards the poor, because democratic AI is not acceptable for them.