> you aren't allowed to expose the access to end users, it has to be for internal usage only,

> TOS says: access the Site or Service for purposes of reselling API access to AI Models or otherwise developing a competing service;

I think what you meant is "you aren't allowed to expose the access to the API to end users", which is a fair condition IMHO.

You're still allowed to expose the functionality (ie. build a SaaS or AI assistant powered by OpenRouter API), just don't build a proxy.