The whole stablecoint-over-taproot-over-lightning is IMHO way underreported and underestimated in media. This stuff has the potencial to obsolete any payments indermediaries, while combining the truly decentralized bitcoin blockchain, with anonymous and instant lightning transfers using non-volatile stablecoins. No shitcoins, no other blockchains with questionable control patterns, no discussions whether bitcoin has a value or not etc.
As for the technology, issuing a fungible token on bitcoin can be done in minutes using tapd. Download and a couple of commands + one single anchor bitcoin transactions, and the token is minted. Just government regulation around stablecoins hasn't caught up (and probably won't, because banks will lobby against abolishing themselves).