It takes a long time for humanity to adjust to a new technology. First, the technology needs to improve for years. Then it needs to be adopted and reach near ubiquity. And then the slower-moving parts of society need to converge and rearrange around it. For example, the web was quite ready for apps like Airbnb in the mid 90s, but the adoption+culture+infra was not.
In 5, maybe 10, certainly 15 years, I don't think as many people are going to want to learn, browse, and click through a gazillion complex websites and apps and flows when they can easily just tell their assistant to do most of it. Google already correctly realizes this as an existential threat, as do many SaaS companies.
AI assistants are already good enough to create ephemeral applications on the fly in response to certain questions. And we're in the very, very early days of people building businesses and infra meant to be consumed by LLMs.