Drone means foam wings, plastic body, propellers, cheap camera, simple inertial navigation, maybe GPS, maybe 10-30 kilogram payload.
Guided missile means, metal airframe, jet engine, depending on targets thermal imaging or radar terminal guidance, radar altimeters, terrain imaging radars, 100 - 500 kilogram payload.
Remote guidance is a very hard problem, modern computers have made it much easier to solve.
Even an 80s missile, required hundred of thousands of dollars of equipment just for guidance. Now all you need is a simple computer, a cheap camera and a cheap accelerometer.
Drones are much easier to down than missiles, but they make it up in volume.
You need to seriously upgrade your level of knowledge about what is available in terms of drones today.
The drone/guided missile divide is really about dividing a continuum which on one end has foam wings and raspberry pie equivalents wrapped in tin foil and on the other million dollar tomahawks. The distinction is the price tag and the capabilities really.
Otherwise both are long range guided munitions.
While you're alluding to high-end reapers/etc., the majority of drones in the Ukraine-Russia conflict have foam wings and low cost components.
Sure, it won't sink it, but operations may be disrupted, for hours to days.
- One of them I could reliably build a factory for in my garage.
As has been demonstrated countless times in SINKEX training, it requires literal tons of deep penetrating explosives to severely damage a modern naval vessel. And even then they usually don't actually sink.
Nothing you can cheaply build in your garage will do meaningful damage to a large naval vessel. It will have neither the weight nor the penetration required.
Nothing/neither/cant when millions of dollars and hundreds of lives are on the line? 'Are you sure about that?' Defending against these types of threats is well worth considering.
As the article says, the Ukrainians have effectively denied the Black Sea to the Russian navy through use of drones.
you don't need to damage it severely. Some holes in radar, on board aircrafts and missiles containers will reduce capability by 80%
cruise missiles in the hands of a bad guy is a suicide drone and a suicide drone in the hands of a good guy is a guided missile
Let's say cruise missiles Vs suicide drone.
The factors that make it a guided missile are presence of a rocket motor (or even turbine).
Suicide drones like the ones were talking about use piston motors.