It took me about 10 min to learn the keybindings. It does take longer to get familiar and efficient with them, but I wasn't a Vim master to begin with. (I can navigate efficiently and am proficient with a few combinations that I use the most, but that's about it.)
> "can't do things since there are no plugins yet"
Depending on what I am doing, I will probably go back to VSCode to get things done. Terminal editors are nice, but VSCode's extension ecosystem and usability is unmatched. I speak of that as someone who has spent hundreds of hours developing VSCode extensions. For me, "can't do things" is not (necessarily) a reason to set up Neovim plugins. It means I should figure out 1) if that's something I need to do regularly 2) If so, what's the best way to get it done.
(I am very well aware of what you can do with vim/Neovim plugins, just like zsh and tmux etc. Not spending time hand writing my config or setting up my plugins is an intentional choice. I like to start with a commonly used setup, discover pain points and bottlenecks, and then optimize or find some other solutions.)