Yeah, it's understandable that the real world is messy and user-sourced data can be very suspect.
The case I'm thinking of is the eastern end of SR-520 over Lake Washington in the Seattle area. It has hundreds/low thousands of bicycle crossings/day (so surely dozens of Garmin users/day), the background is a dammed freshwater lake with a well known elevation, and clear view of the sky. Yet the elevation data is garbage somehow.
It doesn't really matter for planning purposes as any alternative has such a huge delta but it does signal that user data isn't being utilized to refine their data set even on high volume segments.