- Real-time weather alerts (I spend a lot of time in a naked Jeep in the summer, it's helpful to know when rain is imminent)
- Work-related authentication
- Audiobooks
- High quality, always available camera with quick editing and instant sharing capabilities
- GPS tracking when I'm exploring
- Find restaurants, museums, hotels when I'm traveling
- Pay for nearly anything (credit cards are useful but more time-consuming, and pulling them out frequently is a minor friction point that I'm grateful to leave behind)
- Audiobooks can be listened on other devices besides smartphones
- A dedicated camera is a very good option for taking high-quality photos fast, but I do agree that instant sharing is not a possibility
- GPS tracking is available on many watches, even non-Smartwatches like the ones Garmin designs
- You can pay with a credit / debit card via NFC - just as fast as with a smartphone
- You can find restaurants and other places through maps, tourism centers, etc. Or there's a option for researching where to go before heading out
You just find a phone useful
Required would be “I can’t participate in society without a phone”, eg not being able to get healthcare or pay for things w/o a phone
In the UK card readers are still widely supported by traditional banks. As is SMS for one time codes. People who think fintech banks are the only ones that exist might have a warped view on reality of course
Current main bank is not so bad, but i'm not sure if the app works without google play integrity (at least it doesn't mind developer mode / unlocked bootloader)
At least we don't currently require a US tech company (Apple | Google) to give their blessing to people to have a bank account :-)
Though I'm sure your country's set up will be ours before too long...