The problem with these bromides is not that they're wrong, it's that they're not even wrong. They're predictive nulls.
What observable differences can we expect between an entity with True Understanding and an entity without True Understanding? It's a theological question, not a scientific one.
I'm not an AI booster by any means, but I do strongly prefer we address the question of AI agent intelligence scientifically rather than theologically.
It's the same mechanism behind artisanal food, artist struggles, and luxury goods. It is the metaphysical properties we attach to objects or the frames we use to interpret strips of events. We author all of these and then promptly forget we've done so, instead believing they are simply reality.
The actual content of a work of art is the expression of lived experience. Not its form.
Sometimes you only have a one-sided proxy. Eg I can't tell you whether Claude has a soul, but I'm fairly sure my dishwasher ain't.
Ironically, the Turing test is the OG functionalist approach. The GP's comment basically sums up with the Turing test was designed for.
It's the "it's just a stochastic parrot!" camp that's doing the theological work. (and maybe also those in the Singularity camp...)
That said, I do think there's value in having people understand what "Understanding" means, which is kinda a theological (philosophical :D) question. IMHO, in every-day language there's a functional part (that can be tested with benchmarks), and there's a subjective part (i.e. what does it feel like to understand something?). Most people without the appropriate training simply mix up these two things, and together with whatever insecurities they have with AI taking over the world (which IMHO is inevitable to some extent), they just express their strong opinions about it online...