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What happens when a kid's laptop is broken, regardless of the reason, and the family is unable to afford to repair it? Are we going to run into a similar situation that we had when kids couldn't pay for school lunch? Do teachers write "pay for a new laptop" in sharpie on the kid's arm for the parent?
A child's educational environment is a lot more chaotic, violent, and uncontrolled compared to an office environment. If you're issuing my child a $600 laptop and making me responsible for any damages, guess what's going to be kept at home in a secure location?
Making a child responsible for securing a laptop in an insecure environment isn't accountability, it's just a form of imprisonment.