For instance, the inability to write to NTFS filesystems without addons is annoying.
But I believe that for most users, the default MacOS experience is now much better than what Windows is with default settings.
I had a Mac Studio that would kernel panic on a semi-weekly basis. Apple Care put me through the reinstall OS / remove all external devices tap-dance for weeks, insisting that hardware was the last thing to suspect - before Apple Silicon, kernel panics were almost always hardware, particularly RAM.
Ultimately I bought another Studio and swapped it in - kernel panics went away. With that evidence, Apple acknowledged the problem and exchanged my Studio for another one from the factory. I returned the swap unit within the 30 day window, so it didn't cost me anything but annoyance.
* My MacMini was constantly beachballing and, unfortunately, it took me a long time to realize that there was a problem with the device.
* I now have a 2023 MBP that screams like a "Formula Un" racing car.
I suspect you have a faulty device.
edit: Just saw that you live far away from an Apple store. I imagine you could mail it in for some type of service, but obviously, that's not optimal if you have no immediate replacement.
I think you might have a bad one. See if support will do anything for you this is not normal.
The feeling is exactly like the way it was with Windows circa 2005 when you expected your machine to go bad like cheese in a few months.