Like most things - assume the "20/100/200" dollar deals that are great now are going to go down the enshitification route very rapidly.
Even if the "limits" on them stay generous, the product will start shifting to prioritize things the user doesn't want.
Tool recommendations are my immediate and near term fear - paid placement for dev tools both at the model level and the harness level seem inevitable.
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The right route is open models and open harnesses, ideally on local hardware.